Terms Of Use
| THE FOLLOWING TERMS AND CONDITIONS GOVERN YOUR USE OF OUR INTERNET WEBSITE (WWW.BALSER.COM, WWW.EXECUTIVEPLAN.COM, WWW.BENEFITPLANSERVICES.COM, WWW.BENEFITSDEPOT.COM) AND ANY OTHER ASSOCIATED WEBSITES. YOUR USE OF OUR WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. |
NFP Executive Benefits
Our Internet website presents information and content that is our property. When used in these Terms and Conditions, the words "we," "us," and "our" mean NFP Executive Benefits, LLC, and/or its affiliated companies. All of the information and content on this website including, but not limited to, all text, graphics, software applications, videos, audio files, and photos ("Content") is our property, or the property of our suppliers, and is protected by copyright under both United States and foreign laws, unless otherwise indicated.
Investment Decisions
As with all financial matters, you should exercise great care in using the information provided on this website or available through links from this website. You should research the facts and opinions contained in this information, including speaking to your financial advisor, before making any financial decisions. The information provided on this website is provided to you for information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product that may be referenced on the website. The information about your account available through this website is not the official record of your account. Nothing on this website should be construed as rendering tax, legal, investment, or accounting advice. The posting of any prospectus or any other information on this website should not be interpreted as a recommendation or opinion that you should make any purchase or sale or participate in any transaction.
Ownership and Use of Content
All of the information and content on this website, including but not limited to all text, graphics, software applications, video and audio files and photos ("Content") is our property, or the property of our suppliers, and is protected by copyright under both United States and foreign laws, unless otherwise indicated. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark and other proprietary notices. The use of the Content on any other website or in a networked computer environment for any purpose, or any other republication or redistribution of the Content, including, without limitation, framing the Content within another website, is expressly prohibited without our prior written permission.
Trademarks
Benefit Plan Services is a service mark of Benefit Plan Services, Inc. Other proprietary marks of NFP Executive Benefits may be designated as such from time to time on this website through use of the SM or � symbols. Except when included in any authorized printouts of the Content, you are not authorized to make any other use of our marks, including, but not limited to, as metatags or in any other fashion which may create a false or misleading impression of affiliation or sponsorship with NFP Executive Benefits.
Certain portions of this website may offer you the ability to email a message to our service center. Email functionality, if any, is provided to you to facilitate communication between you and our service center. You agree, however, that you will not use email to request, authorize or effect a purchase or sale, to change your address or other account information, to change your User Codes, to transmit personal credit information (including credit card numbers), to send fund transfer instructions, or for any other financial transactions that require formal authorization in accordance with applicable law or our policies and procedures. Any such requests, orders, or instructions that you send to our service center by email will not be accepted or processed. We shall have no liability for any loss or damage that arises from unaccepted email requests, orders or instructions. Moreover, we shall have no liability for any loss or damage that results from interception and/or unauthorized use by third parties of any information you send by email.
Children
This website does not intend to market any products or services to children. We do not knowingly gather or solicit data from children through our website for marketing purposes.
Hyperlinks
From time to time, as a convenience for you, we may provide links to third party websites, or permit third parties to link to our website. Links to or from a third party website, whether provided by us or not, do not imply any affiliation between us and the website owner, or an endorsement, approval, or verification by us of any content available on such third party websites. We do not review any of these third party websites and we are not responsible or liable for the accuracy or completeness of the content on any such third party websites. By providing access to other websites, we are not recommending the purchase or sale of products or services provided by the sponsoring organization of any linked website. Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website.
Availability
Not all of the products or services described on this website may be available in all geographic areas. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service may provide additional information on the availability of each product or service and may contain terms governing eligibility.
NO WARRANTY
WE WILL MAKE EVERY REASONABLE EFFORT TO INCLUDE ACCURATE AND UP TO DATE CONTENT ON THIS WEBSITE. HOWEVER, THE CONTENT ON THIS WEBSITE (INCLUDING ANY GRAPHICS) AND ANY MATERIALS MADE AVAILABLE THROUGH THIS WEBSITE ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, AND ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT ON THIS WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
WE ENDEAVOR TO MAINTAIN THIS WEBSITE AND THEIR OPERATION, BUT IS NOT, AND CANNOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS WEBSITE OR THEIR OPERATION. THE CONTENT ON THIS WEBSITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THIS CONTENT COULD BECOME INACCURATE AS A RESULT OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OR ERRORS OF USERS WITH ADMINISTRATIVE ACCESS. WE UNDERTAKE NO OBLIGATION TO MAINTAIN THE CURRENCY OF SUCH INFORMATION. YOU (AND NOT US) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR, OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF VISITING THIS WEBSITE.
TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT ACCESSIBLE ON THIS WEBSITE, OR ANY OTHER WEBSITE TO WHICH WE LINK, AND ALL OPERATIONS ON THIS WEBSITE ARE WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED.
NO LIABILITY. IN USING THIS WEBSITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD US LIABLE TO YOU OR ANY PARTY FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THIS WEBSITE (OR ANY OTHER LINKED WEBSITE), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE ON THIS WEBSITE (OR ANY OTHER LINKED WEBSITE). WE SHALL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE INCLUDE BUT ARE NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE OR COMPUTER VIRUS OR OTHER HARMFUL COMPONENT.
THESE LIMITATIONS ON OUR LIABILITY MAY BE DIFFERENT IN CONNECTION WITH PARTICULAR PRODUCTS OR SERVICES THAT ARE OFFERED.
Additional Terms
In connection with different products or services available on this website and other websites provided by us, we may have established additional or different terms and conditions. As a result, the additional terms and conditions are very important to providing you a thorough understanding of the related products and services. If applicable, these additional or different terms and conditions may be available on the web pages associated with the appropriate products or services, or by a Plan Sponsor. You are encouraged to review all of the terms and conditions relating to our products or services so that you fully understand their features. In the event of any conflict between the terms and conditions on this website and such additional terms and conditions, the additional terms and conditions shall govern and control.
Additional Information
All information, other than personal information subject to our Privacy Policy, submitted to us through this website or any related website is our property. We shall be free to use any ideas, concepts, know-how or techniques that you may submit to us through this website for any purpose, including but not limited to, improving our services. We shall not be subject to any obligations of confidentiality regarding any submitted information except as specified in our Privacy Policy, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.
Changes
The Content on this website, and these Terms and Conditions, are subject to change or updating by us at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Georgia, without giving effect to conflict of law principles thereof. The services and products described and information provided through this website are directed to and are intended to be made available to persons in the United States. Persons who access this website, in the United States and abroad, do so on their own initiative, and are responsible for compliance with applicable local laws and regulations.
